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With no deposit and no prepayment charges, our Flex car finance is made to help you to get the vehicle you prefer with financing options that work for you personally.
What’s The Flex Car Loan?
Our Flex car loan is much like a rent, except which you actually own the automobile. At the conclusion of your funding term, it is possible to wthhold the automobile by having to pay the balance that is remaining fund the total amount during the current utilized prices. You can also just get back the automobile. 1
So how exactly does the Flex Loan Program work?
The Flex Loan Program is present for used and new cars (up to five model years of age). Financing options can be obtained from 24 to 72 months, offering re re payments as much as 40per cent lower than old-fashioned funding. Let me reveal an illustration:
|Mainstream Loan||Flex Loan|
|Loan Term||three years||3 years|
|fully guaranteed Future Value (GFV)||n/a||$16,500|
*Payments 1-35 are $464.80 having a 36th repayment of $16,500 (GFV). 45 times to very first repayment. Centered on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and will differ because of specific credit history and/or loan term. (2) re re Payments shown can vary greatly through the last repayment supplied by credit union loan agent.
At any time throughout your loan term you are able to:
- Sell the automobile, spend the loan stability (including value that is residual and keep any distinction.
- Utilize the automobile as being a trade-in, as well as the loan stability (including recurring value) is compensated included in the transaction.
- Keep consitently the automobile and refinance the loan stability (including recurring value) as being an utilized automobile loan.
At loan readiness, you’ve got the solution to get back the car and walk far from the residual value.
Why should we get a Flex Loan?
Aided by the Flex car finance, you love:
- No deposit with no prepayment charges
- Reduced monthly obligations than old-fashioned loans
- Ownership advantages and funding options considering that the car is en titled in your name
Willing to get going?
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1 automobiles are going to be came back to a retailer chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just and may also differ as a result of specific credit history and/or loan term. (2) re re Payments shown can vary greatly through the last repayment supplied by credit union loan agent.
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